• Jersey Rugby Football Club
  • Jersey Rugby Football Club

Insurance Information

Policy on Insurance

Members

By paying your Club & RFU membership the RFU offers the following cover.

Jersey Reds, Minis, Juniors and Colts - Personal Accident Insurance

This is through the RFU Personal Accident insurance cover for all players participating in rugby union with an RFU affiliated club, including competitive play and training, or whilst taking part in the sport at school, college or university. 

In addition cover extends to commuting to and/or from a match that you are taking part in (this does not cover tours).

The policy, arranged with RSA (Royal Sun Alliance), provides fixed benefit payments for death and permanently disabling or catastrophic injuries, such as a traumatic brain injury or spinal injury, caused as a result of an accident that occurs whilst taking part in the sport.  

Cover is not included for sickness or injuries resulting from a medical condition. Cover is also not included for loss of income if you are temporarily injured. If you feel that such cover is required we recommend that you take out an additional policy that is appropriate for your needs. 

More details of the Personal Accident insurance and specific cover for emergency travel expenses for Jersey players can be found on pages 18/19 of the policy details can be found here.

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Jersey Reds,  Minis, Juniors and Colts – Liability Insurance

Liability insurance of up to £10,000,000 cover for club officials and volunteers has been arranged through the main club. 

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Players

Travel to the UK:

The JRFC Mini & Juniors will not arrange ‘extra’ insurance over and above the UK/Jersey reciprocal health agreement. Please click on the link to see what is covered - http://www.gov.je/Health/Travelling/Pages/VisitingJersey.aspx#anchor-0

Travel to France:

It is essential that all players carry the Jersey/France Attestation Certificate (available from Social Security) - https://www.cab.org.je/index.php?option=com_content&view=article&id=432:reciprocal-socialsecurity-and-healthcare-agreements-91616&catid=51&Itemid=55

Injury to a player:

In the case where a child is injured and has to be hospitalised a member of the coaching team will stay with the player until such time as a parent/guardian travels to the location or the player returns to the Jersey.

The cost of travel for parent/guardian to and from Jersey and the country of play will be for their account.

Disrupted or cancelled travel: There is no cover and any costs arising that are not covered by the airline, ferry operator or other travel operator will be for the account of parents/guardians. Should this not be acceptable to parents/guardians then it is recommended that they arrange their own insurance in this regard.

Coaches/Managers & those travelling in an official capacity

Travel to the UK:

The JRFC Mini & Juniors will not arrange ‘extra’ insurance over and above the UK/Jersey reciprocal health agreement. - http://www.gov.je/Health/Travelling/Pages/VisitingJersey.aspx#anchor-0

Travel to France:

It is essential that they carry the Jersey/France Attestation Certificate (available from Social Security) - https://www.cab.org.je/index.php?option=com_content&view=article&id=432:reciprocal-socialsecurity-and-healthcare-agreements-91616&catid=51&Itemid=55

Disrupted or cancelled travel – costs to be borne by the JRFCM&Js.

Injury to a squad member: In the case where a child is injured and has to be hospitalised and a member of the coaching team is required to stay with the player, until such time as a parent/guardian travels to the location or the player returns to the Jersey.  All reasonable costs incurred by the coach/manager will be borne by the JRFCM&Js. The Committees decision on any claims will be final.

Should coaches/managers & those travelling in an official capacity consider this cover to be inadequate then it is recommended that they purchase their own Insurance in this regard.

Parents/Supporters - There is no cover

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